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Research by Churchill Insurance shows that nearly 50% of couples say that planning a wedding is the most stressful event in life after buying a home. But the stress can be eased with a specialist wedding insurance plan.
If the unthinkable happened and your big day had to be postponed, everything would be put on hold except the bills! With a typical Wedding costing from £10,000 - £20,000, Wedding Insurance has now become a necessity. The top ten claims made on Wedding Insurance policies are:
- Wedding attire damaged.
- The re-taking of the wedding photo's.
- Cancellation due to an illness or bereavement of the immediate family.
- The caterers fail to turn up at the reception.
- The wedding rings are lost.
- The wedding transport fails to turn up.
- Cancellation due to the venue being double booked.
- Public Liability property damage.
- Wedding presents are lost or stolen.
- Financial failure of suppliers.
Hopefully your day will have no setbacks but you can protect yourself now by taking out a Wedding Insurance policy. With prices starting from as little as £59 it's a small price to pay for peace of mind.
Typical example cover:
| Cancellation of Wedding and/or Reception Insurance |
£7,500 |
£15,000 |
£25,000 |
| Rearrangement of Wedding and/or Reception Insurance |
£5,000 |
£10,000 |
£15,000 |
| Failure of Wedding Suppliers |
£1,500 |
£3,000 |
£5,000 |
| Ceremonial Attire/Wedding Dress Insurance |
£3,000 |
£6,000 |
£10,000 |
| Wedding Gift Insurance |
£3,000 |
£6,000 |
£10,000 |
| Wedding Rings, Flowers, Attendants' Gifts, Wedding Cake |
£2,000 |
£4,000 |
£10,000 |
| Wedding Transport/Cars Insurance |
£1,500 |
£3,000 |
£5,000 |
| Photographs and Video |
£1,500 |
£3,000 |
£5,000 |
| Essential Document Indemnity (for overseas weddings only) |
£250 |
£500 |
£1,000 |
| Personal Liability |
£2,000,000 |
£2,000,000 |
£2,000,000 |
| Personal Accident |
£20,000 |
£40,000 |
£40,000 |
| Legal Expenses |
£5,000 |
£10,000 |
£20,000 |
| Optional Marquee Insurance Cover |
£20,000 |
£20,000 |
£20,000 |
| Optional Public Liability Cover |
£2,000,000 |
£2,000,000 |
£2,000,000 |
| Optional Ceremonial Swords Cover |
£20,000 |
£20,000 |
£20,000 |
One of the major specialist insurance companies is WeddingPlan Insurance who provide tailored wedding insurance for the whole of the UK (including the Channel Islands) and they provide an easy way with which to take out a policy 'on-line'.

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